P R O D U C T S
H E A L T H (under 65)
Critical Illness Insurance
This specialized insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions.
Disability insurance is a form of insurance that insures the beneficiary’s earned income against the risk that disability will make working (and therefore earning) impossible.
A hospital indemnity plan pays a cash benefit directly to the policyholder to cover expenses associated with hospital confinement, ambulance trips, durable medical equipment, etc.
Long-term care insurance helps protect retirement assets from the high cost of services should a long-term care need arise. Most policies provide coverage in a variety of settings and can be tailored to meet individual needs and budgets.
Short-Term Care Insurance
Short-term care insurance is made for when your client finds themselves in a difficult time, whether in a nursing home, assisted living, or home care. It allows time for planning and making critical financial decisions between the incident and long-term care, if necessary.
M E D I C A R E (65+)
Medicare Advantage / Part D / Supplement
We have a number of Medicare Advantage, Part D and Supplement providers we work with, and can help you determine which products are best in your local area.
L I F E
Final Expense Insurance
Final expense insurance helps ensure the burden of burial, funeral, legal and other final expenses will not fall on the shoulders of loved ones.
Life insurance can be used in a variety of ways to meet the planning needs of retirees.
A N N U I T I E S
An annuity is a long-term savings vehicle that can help protect against the risk of outliving one’s assets. We offer a variety of annuity products, except for variable, which carry risk.
A N C I L L A R Y
A reverse mortgage is an equity loan that allows a homeowner to access the equity in their home and receive a lump sum, a tax-free monthly income and/or a credit line. Reverse mortgages are backed up by a major financial institution or by FHA/HUD. For this product, North American Life Plans works with a strategic partner who has the expertise required to service all of our agents’ reverse mortgage needs. For more information, contact us.
Value-Added Member Benefits
We also carry a wide range of value-added member benefits for use with our endorsement groups.